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DESCRIPTION
To direct all credit and collection activities of a division in accordance with established policies, procedures, and practices in a manner that will result in maximum sales, sound receivables, and their prompt conversion to cash.
DUTIES AND RESPONSIBILITIES
• Maintains responsibility for applying the company’s credit and collection policies, procedures, practices to the credit requirements of the division’s customer accounts within specified dollar limits or normal credit lines.
• Granting of credit. Extends credit to customers in accordance with established company policy and terms.
• Analyzes requests for credit in order to ascertain what information and security will be required to arrive at a sound decision.
• Plans investigation
• Assigns assistants to obtain data on present and prospective customers.
• Reviews assembled files and reports, analyzes financial statements and supplementary information, makes any further investigation and contacts required, evaluates the credit risks, and approves or rejects accounts.
• Establishes credit lines for individual accounts and makes all credit arrangements.
• Handles credits beyond subordinates authority, major accounts requiring individual attention, marginal accounts, problem accounts, special credit arrangements, and deviations from standards.
• Consults immediate superior for advises on particular complex problems and cases requiring policy decision.
• Handles nonroutine credit inquiries and correspondence.
COLLECTIONS
• Plans and maintains a program for the systematic follow up and collection of receivables.
• Reviews regularly the status of collections to assure that account receivable is in reasonably sound condition.
• Checks monthly balances of customers, when records indicate that customers may be exceeding safe limits, take appropriate steps to prevent past-due accounts.
• Follows closely the course of aging accounts and determines action to be taken personally or by assistants on delinquent accounts.
• Represents de company at creditors’ meetings and bankruptcy proceedings of customers.
• Consults with superior, appropriate sales personnel, or both on particularly complex collection situation requiring unusual action.
• Obtains approval from immediate supervisor on the acceptance of notes, compromise settlements, and the writing off of uncollectable accounts.
• Arranges for forced collections and the filing of suits or bankruptcy claims, and furnishes complex information to representatives.
• Supervises the processes and procedures relating to recorded contracts, use of collateral, insurance claims, lien instruments, and the like.
• Takes appropriate action on collection, irregularities (such as payment discrepancies and unearned discounts) and customer complaints and inquiries.
• Supervises collection correspondence.
CONTROLS
• Carries out the established program for controlling the credit functions.
• Prepares and submits periodic operating reports to immediate superior on the status of receivables.
• Appraises the results of assistants, takes or recommends remedial action as required.
TRAINING
• Trains the staff, interprets credit policy and gives instruction in credit communication to new employees.
• Maintains staff and operational relationship on the supervisory and administrative levels with sales, purchasing, legal, advertising, personnel, and other departments concerned with company administration and credit and collection operations.
• Coordinates the internal relationship of subordinates at appropriate levels.
• Initiates, develops, and maintains relationship with customers, financial institutions, credit sources, and the trade.
• Directs the maintenance of such contacts in the designated area of activity.
SKILLS REQUIRED
• Minimum of 5 years of experience in credit management
• University degree in Finance or Accounting
• FCI designation (an asset)
• Excellent interpersonal and communication skills
• Leadership
Toutes les candidatures seront traitées de façon confidentielle, équitable et sans discrimination tout en respectant les droits des individus.
Les candidat(e)s intéressé(e)s peuvent poser leur candidature en ligne à : http://www.placementressources.ca/jobsite/candidate.php, compléter les renseignements et télécharger leur curriculum vitæ au format Word ou pdf. Veuillez contacter notre bureau pour des renseignements additionnels :
CRÉDIT PLACEMENT RESSOURCES
Tél. : 1.800.208.2189 / 514.840.8125, poste 225
Téléc. : 1.800.831.8155 / 514.840.9006
Courriel : cv@placementressources.ca
www.placementressources.ca
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